Kentucky Required Landlord Disclosures: What You Must Tell Tenants

Learn about mandatory disclosures for Kentucky landlords, including security deposit holding, move-in checklists, lead paint, and agent identification.

3 min read
Verified Mar 2026
disclosureskentuckylandlord-tenantlead-paintsecurity-deposit

Legal Disclaimer

This content is for general informational and educational purposes only. It does not constitute legal advice and should not be relied upon as such. Laws change frequently — always verify current regulations and consult a licensed attorney in your jurisdiction for advice specific to your situation. Landager is a property management platform, not a law firm.

Kentucky requires several disclosures from residential landlords, primarily relating to security deposit handling and property condition. Additionally, federal law mandates lead-based paint disclosure for older properties.

Disclaimer: This guide provides general legal information for educational purposes only and does not constitute legal advice. Always consult a licensed attorney in Kentucky for guidance specific to your situation. Information last verified: March 2026.

Mandatory Disclosures

1. Security Deposit Account Information (KRS 383.580)

Within 30 days of receiving a security deposit, the landlord must provide the tenant with written notice of:

  • The name of the financial institution holding the deposit.
  • The address of the institution.

2. Move-in Checklist (KRS 383.580)

When collecting a security deposit, the landlord must provide a move-in checklist documenting the condition of the premises. Both parties should sign the checklist to avoid disputes at move-out.

3. Landlord/Agent Identification (KRS 383.585)

The landlord must disclose:

  • The name and address of the landlord or authorized agent.
  • The identity of any person authorized to manage the property or receive notices and demands.

4. Lead-Based Paint Disclosure (Pre-1978 Properties)

For properties built before 1978, federal law requires landlords to:

  • Disclose any known lead-based paint or hazards.
  • Provide the EPA pamphlet "Protect Your Family From Lead in Your Home."
  • Include a lead-based paint disclosure form signed by both parties.
  • Allow a 10-day period for the tenant to conduct an independent lead inspection.

Recommended (Not Mandatory) Disclosures

DisclosureWhy
Mold riskKentucky's humid seasons can foster mold growth
Flood zone statusProperties in flood-prone areas of Eastern Kentucky
Utility responsibilityWho pays for water, electric, gas, trash
Pest treatment historyCommon in rural and suburban areas
HOA rulesIf the property is in a community with HOA restrictions
Known material defectsGood faith disclosure of structural or systems issues

URLTA vs. Non-URLTA Jurisdictions

In jurisdictions that have not adopted the URLTA, the statutory disclosure requirements may not apply. However, landlords in all jurisdictions must comply with federal lead paint disclosure requirements and should follow best practices for documenting property condition.

How Landager Helps

Landager's lease templates include all required Kentucky disclosures — security deposit account information, move-in checklists, and lead paint forms — pre-built and ready for digital execution.

Back to Kentucky Landlord-Tenant Laws Overview.

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