Commercial Late Fees & Penalties in Poland
Understand the statutory interest rates and contractual penalty rules for B2B lease agreements in Poland under the Civil Code.
法律免责声明
本内容仅供一般信息和教育目的。它不构成法律建议，不应作为法律建议依赖。法律法规经常变化——请务必核实当前法规并咨询您所在司法管辖区的持证律师，以获取针对您具体情况的建议。Landager 是一个物业管理平台，而非律师事务所。信息最后验证时间： April 2026.
In Polish commercial real estate (B2B), late fees are governed by a combination of the Civil Code and the Act on Counteracting Excessive Delays in Commercial Transactions. Unlike residential leases, commercial parties have significant freedom to contract, but statutory limits still apply to prevent usury.
- Statutory Interest for Late Payment: If the lease does not specify an interest rate, the statutory interest for commercial transactions applies. This rate is typically the NBP reference rate plus a fixed margin (currently 10 percentage points). This is significantly higher than the standard statutory interest for private individuals.
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Contractual Penalties (Kara Umowna): Parties can agree on a fixed penalty for non-monetary breaches (e.g., late return of the premises). However, for purely monetary breaches (late rent), the primary remedy is interest, not a "contractual penalty" in the traditional sense, though "administrative fees" for late payment reminders are common.
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Compensation for Debt Collection Costs: Under the Commercial Transactions Act, the landlord is entitled to a flat fee (40, 70, or 100 EUR depending on the debt size) as compensation for debt collection costs, without having to prove the actual costs incurred.
Return to the Commercial Law Guide Overview.
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