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Kentucky Required Landlord Disclosures: What You Must Tell Tenants

Learn about mandatory disclosures for Kentucky landlords, including security deposit holding, move-in checklists, lead paint, and agent identification.

Melvin Prince
5 min read
Verified May 2026United States flag
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Legal Disclaimer

This content is for general informational and educational purposes only. It does not constitute legal advice and should not be relied upon as such. Laws change frequently — always verify current regulations and consult a licensed attorney in your jurisdiction for advice specific to your situation. Landager is a property management platform, not a law firm.Information last verified: May 2026.

Official Law Citation: KRS 383.580 / KRS 383.585 / KRS 224.1-410 / 42 U.S.C. § 4852d

Since Kentucky’s admission to the Union on June 1, 1792, property laws have evolved to emphasize transparency between parties. In jurisdictions that have adopted the Uniform Residential Landlord and Tenant Act (URLTA) (effective July 13, 1984), landlords are subject to specific mandatory disclosures governed primarily by KRS 383.580 and KRS 383.585. Additionally, federal law mandates strict disclosures for properties containing lead-based paint, and state law requires notification regarding methamphetamine contamination.

Mandatory Disclosures

Note: The disclosure requirements under KRS 383.580 and 383.585 apply only in Kentucky jurisdictions that have formally adopted the URLTA.

1. Security Deposit Account Information (KRS 383.580)

In URLTA jurisdictions, before collecting a security deposit, landlords must inform the tenant of the location of the separate bank account holding the deposit. This disclosure must include:

  • The name and address of the financial institution.
  • The account number where the funds are held.

2. Move-in Checklist and Damage Listing (KRS 383.580)

When collecting a security deposit in a URLTA jurisdiction, the landlord must provide a comprehensive listing of any then-existing damage to the unit. This disclosure must include:

  • A detailed list of all existing defects.
  • The estimated dollar cost of repairing each item.
  • Both parties must sign the list.

Penalty for Non-compliance: Under KRS 383.580(4), a landlord who fails to provide this list with estimated repair costs is precluded from retaining any portion of the security deposit upon termination of the lease.

3. Landlord/Agent Identification (KRS 383.585)

In URLTA jurisdictions, the landlord must disclose in writing at or before the commencement of the tenancy:

  • The name and address of the person authorized to manage the premises.
  • The name and address of an owner of the premises (or a person authorized to act for the owner) for the purpose of service of process and receiving notices and demands.

4. Lead-Based Paint Disclosure (Pre-1978 Properties)

For properties built before 1978 ("target housing"), federal law (42 U.S.C. § 4852d) requires landlords to:

  • Disclose any known lead-based paint or lead-based paint hazards.
  • Provide the EPA pamphlet "Protect Your Family From Lead in Your Home."
  • Include a lead-based paint disclosure form signed by both parties.

5. Methamphetamine Contamination (KRS 224.1-410)

Under KRS 224.1-410, owners of property that has been used for methamphetamine production must disclose this contamination to prospective tenants. This disclosure is mandatory unless the property has been decontaminated and certified by a qualified professional in accordance with state standards.

Recommended (Not Mandatory) Disclosures

DisclosureWhy
Mold riskKentucky's humid seasons can use mold growth
Flood zone statusProperties in flood-prone areas of Eastern Kentucky
Utility responsibilityWho pays for water, electric, gas, trash
Pest treatment historyCommon in rural and suburban areas
HOA rulesIf the property is in a community with HOA restrictions
Known material defectsGood faith disclosure of structural or systems issues

URLTA vs. Non-URLTA Jurisdictions

The statutory disclosure requirements in KRS 383.580 and 383.585 apply only in the approximately 19 Kentucky jurisdictions that have formally adopted the URLTA. These include major areas such as Louisville-Jefferson County, Lexington-Fayette County, Covington, and Florence. In jurisdictions that have not adopted the URLTA, these specific statutory disclosure requirements may not apply. However, landlords in all jurisdictions must comply with federal lead paint disclosure requirements and methamphetamine contamination disclosures, and should follow best practices for documenting property condition.

How Landager Helps

Landager tracks lease terms and maintenance requests - making it easy to stay compliant with Kentucky regulations.

Back to Kentucky Landlord-Tenant Laws Overview.

Frequently Asked Questions

What disclosures must Kentucky landlords provide to tenants?

Kentucky landlords must provide certain disclosures to tenants before or at the time of lease signing. Common required disclosures include lead-based paint hazards (for pre-1978 buildings, a federal requirement), the identity of the landlord or property manager, and any known material defects in the property. Additional state-specific disclosures may include flood risk, mold hazards, and environmental conditions.

What are the Kentucky landlord-tenant laws every property owner should know?

Kentucky's residential landlord-tenant relationship is governed by KRS Chapter 383, which includes the Uniform Residential Landlord and Tenant Act (URLTA). Notably, the URLTA provisions (KRS 383.500-383.715) only apply in cities and counties that have formally adopted them, making it essential for landlords to determine whether their jurisdiction has opted in. This guide covers the essential compliance requirements for property owners and landlords.

Read the complete guide

What is the Kentucky eviction process and how long does it take?

The Kentucky eviction process requires landlords to provide written notice to tenants before filing a court action. The type and length of notice depends on the reason for eviction — typically shorter for non-payment of rent and longer for lease violations or no-fault terminations. Self-help evictions (changing locks, removing belongings, shutting off utilities) are illegal in Kentucky. The full court process varies but typically takes several weeks.

Read the complete guide

What are the Kentucky security deposit rules and return deadlines?

Kentucky has specific rules governing how much landlords can charge for security deposits, how deposits must be held, and the deadline for returning deposits after a tenant moves out. Landlords must provide an itemized statement of any deductions made from the deposit. Failure to comply with deposit return deadlines can result in penalties and the forfeiture of the landlord's right to claim deductions.

Read the complete guide

What are the Kentucky rent increase laws and caps for landlords?

Kentucky has specific rules governing when and how landlords can increase rent. During a fixed-term lease, rent generally cannot be increased unless the lease explicitly allows it. For month-to-month tenancies, landlords must provide proper written notice before an increase takes effect. Check whether Kentucky has any local rent control ordinances that may impose additional caps or requirements.

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What is the grace period for late rent in Kentucky?

Kentucky has specific rules regarding grace periods for late rent and the amount that can be charged as a late fee. Late fee provisions must be stated in the lease agreement, and fees must be reasonable. Check Kentucky state law and any applicable local ordinances for the exact grace period and late fee limits that apply to your rental property.

Read the complete guide

What are the Kentucky lease requirements for rental properties?

Kentucky recognizes both written and oral leases, though written leases are strongly recommended for terms longer than one year. Lease agreements should include the rent amount, payment due date, security deposit terms, maintenance responsibilities, and rules regarding entry, pets, and subletting. Certain lease clauses that waive tenant statutory rights may be void and unenforceable under Kentucky law.

Read the complete guide

What are Kentucky landlord maintenance obligations and habitability standards?

Kentucky landlords must maintain rental properties in a condition that is fit for habitation and complies with applicable building, housing, and health codes. This includes maintaining structural integrity, plumbing, heating and cooling systems, electrical systems, and pest control. Tenants typically have the right to request repairs in writing, and if repairs are not made within a reasonable time, tenants may have legal remedies available.

Read the complete guide
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